FHA Mortgage Loan Limits for Allegheny County, Pennsylvania

Below are the 2021 loan limits for single family homes for Allegheny County, Pennsylvania.

Single Family Home Loan Limits:

Conventional

$548,250

FHA Mortgage

$356,362

What's the Difference Between Conventional and FHA Loans?

A conventional mortgage is a loan that originates from a private lender and is not backed by the government. Loan qualification can be more challenging, but the loan limits are typically higher than FHA loan limits. As a result, a conventional loan provides more purchasing power.


FHA mortgage loans are typically easier to qualify for than a conventional loan as they are insured by the U.S. government. FHA loan limits are typically lower than conventional loans and must meet the official HUD minimum property standards. A great option for those with a higher risk profile, but purchasing power is reduced compared to a conventional loan.

Read more about the differences

What are FHA Loan Limits?

The Federal Housing Administration (FHA) establishes a maximum loan amount, or loan limit, that it will insure. This is known as the FHA lending limit. These loan limits are calculated and updated annually.

Learn more about how FHA loan limits impact home buyers

County Insights

Estimated Population (2018): 1,216


Cities and Towns:

  • Aspinwall, PA
  • Avalon, PA
  • Baldwin, PA
  • Bell Acres, PA
  • Bellevue, PA
  • Ben Avon, PA
  • Ben Avon Heights, PA
  • Blawnox, PA
  • Brackenridge, PA
  • Braddock, PA
  • Braddock Hills, PA
  • Bradford Woods, PA
  • Brentwood, PA
  • Bridgeville, PA
  • Carnegie, PA
  • Castle Shannon, PA
  • Chalfant, PA
  • Cheswick, PA
  • Churchill, PA
  • Coraopolis, PA
  • Crafton, PA
  • Dormont, PA
  • Dravosburg, PA
  • East McKeesport, PA
  • East Pittsburgh, PA
  • Edgewood, PA
  • Edgeworth, PA
  • Elizabeth, PA
  • Emsworth, PA
  • Etna, PA
  • Forest Hills, PA
  • Fox Chapel, PA
  • Franklin Park, PA
  • Glassport, PA
  • Glen Osborne, PA
  • Glenfield, PA
  • Green Tree, PA
  • Haysville, PA
  • Heidelberg, PA
  • Homestead, PA
  • Ingram, PA
  • Jefferson Hills, PA
  • Leetsdale, PA
  • Liberty, PA
  • Lincoln, PA
  • McDonald, PA
  • McKees Rocks, PA
  • Millvale, PA
  • Mount Oliver, PA
  • Munhall, PA
  • North Braddock, PA
  • Oakdale, PA
  • Oakmont, PA
  • Pennsbury Village, PA
  • Pitcairn, PA
  • Pleasant Hills, PA
  • Plum, PA
  • Port Vue, PA
  • Rankin, PA
  • Rosslyn Farms, PA
  • Sewickley, PA
  • Sewickley Heights, PA
  • Sewickley Hills, PA
  • Sharpsburg, PA
  • Springdale, PA
  • Swissvale, PA
  • Tarentum, PA
  • Thornburg, PA
  • Trafford, PA
  • Turtle Creek, PA
  • Verona, PA
  • Versailles, PA
  • Wall, PA
  • West Elizabeth, PA
  • West Homestead, PA
  • West Mifflin, PA
  • West View, PA
  • Whitaker, PA
  • White Oak, PA
  • Whitehall, PA
  • Wilkinsburg, PA
  • Wilmerding, PA
  • Clairton, PA
  • Duquesne, PA
  • McKeesport, PA
  • Pittsburgh, PA
  • Bethel Park, PA
  • Monroeville, PA
  • Aleppo, PA
  • Baldwin, PA
  • Collier, PA
  • Crescent, PA
  • East Deer, PA
  • Elizabeth, PA
  • Fawn, PA
  • Findlay, PA
  • Forward, PA
  • Frazer, PA
  • Hampton, PA
  • Harmar, PA
  • Harrison, PA
  • Indiana, PA
  • Kennedy, PA
  • Kilbuck, PA
  • Leet, PA
  • Marshall, PA
  • McCandless, PA
  • Moon, PA
  • Mount Lebanon, PA
  • Neville, PA
  • North Fayette, PA
  • North Versailles, PA
  • O'Hara, PA
  • Ohio, PA
  • Penn Hills, PA
  • Pine, PA
  • Reserve, PA
  • Richland, PA
  • Robinson, PA
  • Ross, PA
  • Scott, PA
  • Shaler, PA
  • South Fayette, PA
  • South Park, PA
  • South Versailles, PA
  • Springdale, PA
  • Stowe, PA
  • Upper St. Clair, PA
  • West Deer, PA
  • Wilkins, PA


Details courtesy of County Insights


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