FHA Mortgage Loan Limits for Nassau County, New York

Below are the 2021 loan limits for single family homes for Nassau County, New York.

Single Family Home Loan Limits:

Conventional

$822,375

FHA Mortgage

$822,375

What's the Difference Between Conventional and FHA Loans?

A conventional mortgage is a loan that originates from a private lender and is not backed by the government. Loan qualification can be more challenging, but the loan limits are typically higher than FHA loan limits. As a result, a conventional loan provides more purchasing power.


FHA mortgage loans are typically easier to qualify for than a conventional loan as they are insured by the U.S. government. FHA loan limits are typically lower than conventional loans and must meet the official HUD minimum property standards. A great option for those with a higher risk profile, but purchasing power is reduced compared to a conventional loan.

Read more about the differences

What are FHA Loan Limits?

The Federal Housing Administration (FHA) establishes a maximum loan amount, or loan limit, that it will insure. This is known as the FHA lending limit. These loan limits are calculated and updated annually.

Learn more about how FHA loan limits impact home buyers

County Insights

Estimated Population (2018): 1,356


Cities and Towns:

  • Glen Cove, NY
  • Long Beach, NY
  • Hempstead, NY
  • North Hempstead, NY
  • Oyster Bay, NY
  • Atlantic Beach, NY
  • Baxter Estates, NY
  • Bayville, NY
  • Bellerose, NY
  • Brookville, NY
  • Cedarhurst, NY
  • Centre Island, NY
  • Cove Neck, NY
  • East Hills, NY
  • East Rockaway, NY
  • East Williston, NY
  • Farmingdale, NY
  • Floral Park, NY
  • Flower Hill, NY
  • Freeport, NY
  • Garden City, NY
  • Great Neck, NY
  • Great Neck Estates, NY
  • Great Neck Plaza, NY
  • Hempstead, NY
  • Hewlett Bay Park, NY
  • Hewlett Harbor, NY
  • Hewlett Neck, NY
  • Island Park, NY
  • Kensington, NY
  • Kings Point, NY
  • Lake Success, NY
  • Lattingtown, NY
  • Laurel Hollow, NY
  • Lawrence, NY
  • Lynbrook, NY
  • Malverne, NY
  • Manorhaven, NY
  • Massapequa Park, NY
  • Matinecock, NY
  • Mill Neck, NY
  • Mineola, NY
  • Munsey Park, NY
  • Muttontown, NY
  • New Hyde Park, NY
  • North Hills, NY
  • Old Brookville, NY
  • Old Westbury, NY
  • Oyster Bay Cove, NY
  • Plandome, NY
  • Plandome Heights, NY
  • Plandome Manor, NY
  • Port Washington North, NY
  • Rockville Centre, NY
  • Roslyn, NY
  • Roslyn Estates, NY
  • Roslyn Harbor, NY
  • Russell Gardens, NY
  • Saddle Rock, NY
  • Sands Point, NY
  • Sea Cliff, NY
  • South Floral Park, NY
  • Stewart Manor, NY
  • Thomaston, NY
  • Upper Brookville, NY
  • Valley Stream, NY
  • Westbury, NY
  • Williston Park, NY
  • Woodsburgh, NY


Details courtesy of County Insights


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