FHA Mortgage Loan Limits for St Louis County, Missouri

A conventional mortgage is a loan that originates from a private lender and is not backed by the government. Loan qualification can be more challenging, but the loan limits are typically higher than FHA loan limits. As a result, a conventional loan provides more purchasing power.

FHA mortgage loans are typically easier to qualify for than a conventional loan as they are insured by the U.S. government. FHA loan limits are typically lower than conventional loans and must meet the official HUD minimum property standards. A great option for those with a higher risk profile, but purchasing power is reduced compared to a conventional loan.

Read more about the differences

The Federal Housing Administration (FHA) establishes a maximum loan amount, or loan limit, that it will insure. This is known as the FHA lending limit. These loan limits are calculated and updated annually.

Learn more about how FHA loan limits impact home buyers

Estimated Population (2018): 994,205

Cities and Towns:

• Ballwin, MO
• Bella Villa, MO
• Bellefontaine Neighbors, MO
• Berkeley, MO
• Beverly Hills, MO
• Black Jack, MO
• Breckenridge Hills, MO
• Brentwood, MO
• Bridgeton, MO
• Charlack, MO
• Chesterfield, MO
• Clarkson Valley, MO
• Clayton, MO
• Cool Valley, MO
• Country Club Hills, MO
• Crestwood, MO
• Creve Coeur, MO
• Crystal Lake Park, MO
• Dellwood, MO
• Des Peres, MO
• Edmundson, MO
• Ellisville, MO
• Eureka, MO
• Fenton, MO
• Ferguson, MO
• Flordell Hills, MO
• Florissant, MO
• Frontenac, MO
• Glendale, MO
• Green Park, MO
• Greendale, MO
• Hazelwood, MO
• Huntleigh, MO
• Jennings, MO
• Kinloch, MO
• Kirkwood, MO
• Ladue, MO
• Lakeshire, MO
• Manchester, MO
• Maplewood, MO
• Maryland Heights, MO
• Moline Acres, MO
• Normandy, MO
• Northwoods, MO
• Oakland, MO
• Olivette, MO
• Overland, MO
• Pacific, MO
• Pagedale, MO
• Pasadena Hills, MO
• Pine Lawn, MO
• Richmond Heights, MO
• Rock Hill, MO
• Shrewsbury, MO
• St. Ann, MO
• St. George, MO
• St. John, MO
• Sunset Hills, MO
• Town and Country, MO
• University City, MO
• Valley Park, MO
• Velda City, MO
• Vinita Park, MO
• Warson Woods, MO
• Webster Groves, MO
• Wellston, MO
• Wildwood, MO
• Winchester, MO
• Woodson Terrace, MO
• Grantwood Village, MO
• Norwood Court, MO
• Bellerive, MO
• Bel-Nor, MO
• Bel-Ridge, MO
• Calverton Park, MO
• Champ, MO
• Country Life Acres, MO
• Glen Echo Park, MO
• Hanley Hills, MO
• Hillsdale, MO
• Mackenzie, MO
• Marlborough, MO
• Pasadena Park, MO
• Riverview, MO
• Sycamore Hills, MO
• Twin Oaks, MO
• Uplands Park, MO
• Velda Village Hills, MO
• Vinita Terrace, MO
• Westwood, MO
• Wilbur Park, MO

Details courtesy of County Insights

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