FHA Mortgage Loan Limits for Cook County, Illinois

A conventional mortgage is a loan that originates from a private lender and is not backed by the government. Loan qualification can be more challenging, but the loan limits are typically higher than FHA loan limits. As a result, a conventional loan provides more purchasing power.

FHA mortgage loans are typically easier to qualify for than a conventional loan as they are insured by the U.S. government. FHA loan limits are typically lower than conventional loans and must meet the official HUD minimum property standards. A great option for those with a higher risk profile, but purchasing power is reduced compared to a conventional loan.

Read more about the differences

The Federal Housing Administration (FHA) establishes a maximum loan amount, or loan limit, that it will insure. This is known as the FHA lending limit. These loan limits are calculated and updated annually.

Learn more about how FHA loan limits impact home buyers

Estimated Population (2018): 5,150

Cities and Towns:

• Berwyn, IL
• Blue Island, IL
• Burbank, IL
• Calumet City, IL
• Chicago, IL
• Chicago Heights, IL
• Country Club Hills, IL
• Countryside, IL
• Des Plaines, IL
• Elgin, IL
• Elmhurst, IL
• Evanston, IL
• Harvey, IL
• Hickory Hills, IL
• Hometown, IL
• Markham, IL
• Northlake, IL
• Oak Forest, IL
• Palos Heights, IL
• Palos Hills, IL
• Park Ridge, IL
• Prospect Heights, IL
• Rolling Meadows, IL
• Cicero, IL
• Barrington, IL
• Bloom, IL
• Bremen, IL
• Calumet, IL
• Elk Grove, IL
• Hanover, IL
• Lemont, IL
• Leyden, IL
• Lyons, IL
• Maine, IL
• New Trier, IL
• Niles, IL
• Northfield, IL
• Norwood Park, IL
• Orland, IL
• Palatine, IL
• Palos, IL
• Proviso, IL
• Rich, IL
• Riverside, IL
• Schaumburg, IL
• Stickney, IL
• Thornton, IL
• Wheeling, IL
• Worth, IL
• Alsip, IL
• Arlington Heights, IL
• Barrington, IL
• Barrington Hills, IL
• Bartlett, IL
• Bedford Park, IL
• Bellwood, IL
• Bensenville, IL
• Berkeley, IL
• Bridgeview, IL
• Broadview, IL
• Brookfield, IL
• Buffalo Grove, IL
• Burnham, IL
• Burr Ridge, IL
• Calumet Park, IL
• Chicago Ridge, IL
• Crestwood, IL
• Crete, IL
• Deer Park, IL
• Deerfield, IL
• Dixmoor, IL
• Dolton, IL
• East Dundee, IL
• East Hazel Crest, IL
• Elk Grove Village, IL
• Elmwood Park, IL
• Evergreen Park, IL
• Flossmoor, IL
• Ford Heights, IL
• Forest Park, IL
• Forest View, IL
• Frankfort, IL
• Franklin Park, IL
• Glencoe, IL
• Glenview, IL
• Glenwood, IL
• Golf, IL
• Hanover Park, IL
• Harwood Heights, IL
• Hazel Crest, IL
• Hillside, IL
• Hinsdale, IL
• Hodgkins, IL
• Hoffman Estates, IL
• Homewood, IL
• Indian Head Park, IL
• Inverness, IL
• Justice, IL
• Kenilworth, IL
• La Grange, IL
• La Grange Park, IL
• Lansing, IL
• Lemont, IL
• Lincolnwood, IL
• Lynwood, IL
• Lyons, IL
• Matteson, IL
• Maywood, IL
• McCook, IL
• Melrose Park, IL
• Merrionette Park, IL
• Midlothian, IL
• Morton Grove, IL
• Mount Prospect, IL
• Niles, IL
• Norridge, IL
• North Riverside, IL
• Northbrook, IL
• Northfield, IL
• Oak Brook, IL
• Oak Lawn, IL
• Oak Park, IL
• Olympia Fields, IL
• Orland Hills, IL
• Orland Park, IL
• Palatine, IL
• Palos Park, IL
• Park Forest, IL
• Phoenix, IL
• Posen, IL
• Richton Park, IL
• River Forest, IL
• River Grove, IL
• Riverdale, IL
• Riverside, IL
• Robbins, IL
• Roselle, IL
• Rosemont, IL
• Sauk Village, IL
• Schaumburg, IL
• Schiller Park, IL
• Skokie, IL
• South Barrington, IL
• South Chicago Heights, IL
• South Holland, IL
• Steger, IL
• Stickney, IL
• Stone Park, IL
• Streamwood, IL
• Summit, IL
• Thornton, IL
• Tinley Park, IL
• University Park, IL
• Westchester, IL
• Western Springs, IL
• Wheeling, IL
• Willow Springs, IL
• Wilmette, IL
• Winnetka, IL
• Woodridge, IL
• Worth, IL

Details courtesy of County Insights

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